Chargebee vs Paddle 2026: Merchant of Record vs Subscription Management — Which SaaS Billing Platform Is Actually Right for Your Stage

Chargebee vs Paddle 2026 SaaS billing comparison — Merchant of Record vs subscription management real pricing

Paddle handles your VAT across 180 countries for 5% per transaction. Chargebee does not — you own global tax compliance. That single difference determines which platform is right. We ran the real numbers at $10K, $100K, and $500K MRR.

Recurly Competitors & Alternatives: 5 Better Billing Platforms for B2B SaaS in 2026

Recurly competitors and alternatives comparison showing five better billing platforms for B2B SaaS in 2026 including Stripe Billing, Chargebee, Paddle, Zuora, and Maxio

Recurly starts at $299 per month for its basic Essentials plan. But most B2B SaaS teams pay $999 to $1,299 per month once volume overages, advanced dunning at $150 per month, revenue recognition for ASC 606 at $300 per month, and SSO add-ons at $150 to $250 per month are factored in. Chargebee includes dunning and revenue recognition in its $599 per month Pro plan with no add-ons. Paddle includes everything, including merchant of record, for 0.5 to 1 percent of transaction volume with no monthly fee for most plans. This guide compares five real Recurly competitors: Stripe Billing, Chargebee, Paddle, Zuora, and Maxio. It covers dunning success rates, ASC 606 compliance depth, and migration complexity from an existing Recurly instance.

Stripe vs Paddle vs Chargebee vs Recurly 2026 – Best SaaS Billing Platform

SaaS billing platform comparison showing Stripe vs Paddle vs Chargebee vs Recurly with features like pricing, dunning, and tax compliance in 2026

Not every billing platform is built for SaaS. This 2026 guide ranks Stripe Billing, Paddle, Chargebee, and Recurly on pricing, usage-based billing, tax compliance, and which platform scales with your revenue.